Terms & Conditions

---

SMS COMMUNICATIONS

Light on a Hill Investments  |  lightonahillinvestments.com

SMS MESSAGING CONSENT

By providing your mobile phone number and opting in to receive text messages from Light on a Hill Investments, you consent to receive recurring automated and non-automated SMS and MMS messages from us, including consultation reminders, follow-up communications, and updates related to your inquiry or relationship with us.

Message frequency may vary based on your activity and preferences. You are not required to consent to receive SMS messages as a condition of obtaining any service from Light on a Hill Investments.

HOW TO OPT OUT

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and no further messages will be sent unless you re-subscribe.

To re-subscribe after opting out, reply START to any prior message or contact us directly.

HELP AND SUPPORT

For assistance, reply HELP to any SMS message or contact us at:

• Website: lightonahillinvestments.com

• By contacting us through our website contact form

MESSAGE AND DATA RATES

Standard message and data rates from your mobile carrier may apply to all SMS messages sent to and received from Light on a Hill Investments. Light on a Hill Investments is not responsible for any charges imposed by your mobile carrier.

TYPES OF MESSAGES YOU MAY RECEIVE

• Consultation confirmations, reminders, and rescheduling notices

• Follow-up messages after an inquiry or meeting

• Updates related to your relationship with our firm

• Responses to inquiries submitted via our website or phone

PRIVACY

Your mobile number and any information you provide via SMS will be used solely to communicate with you regarding your inquiry and relationship with Light on a Hill Investments. We do not sell, rent, or share your mobile number with third parties for marketing purposes. For full details on how we handle your personal information, please review our Privacy Policy at lightonahillinvestments.com.

NO INVESTMENT ADVICE VIA SMS

Messages sent via SMS are for scheduling and administrative purposes only and do not constitute investment advice or a recommendation to buy, sell, or hold any investment. Any investment-related discussions take place through direct consultation with our firm.

SUPPORTED CARRIERS

Carriers are not liable for delayed or undelivered messages. SMS messaging is supported by most major US carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Service availability may vary by carrier and location.

CHANGES TO THESE TERMS

Light on a Hill Investments reserves the right to modify these SMS terms at any time. Continued use of our SMS messaging service following any updates constitutes your acceptance of the revised terms.

CONTACT

Light on a Hill Investments  |  lightonahillinvestments.com